Serving Homeowners Across Texas

Texas home insurance that actually protects you.

Hassle-free home insurance quotes from Todd Campbell — a local Dallas agent who shops multiple carriers, walks you through your coverage, and is here when it's time to file a claim.

Home insurance built for TexasWe shop multiple carriers for youFree coverage review, no pressure
A beautiful Dallas-area home at golden hour

Start your home quote

Drop your email and our agency will reach out with a tailored home insurance quote — usually within one business day.

Or call directly: (214) 420-7500

The Hard Truth

Home insurance in Texas shouldn't feel like a gamble.

One Texas hailstorm can wipe out your roof — and an ACV policy can leave you tens of thousands out of pocket.

Most homeowners are underinsured by 20%+. If your home burned down today, your policy likely wouldn't rebuild it.

Carriers are quietly raising premiums and shrinking coverage at renewal — and no one's calling to warn you.

What's Covered

A Texas home policy, built around your home.

We shop multiple carriers and tailor every home insurance quote so the right protection is in place before you ever need to file a claim.

Your home & structures

Repair or rebuild your house, garage, fence, and other structures when a covered loss strikes.

Your belongings

Furniture, electronics, and personal property protected against theft, fire, and covered damage.

Personal liability

Coverage if someone is injured on your property — including legal defense costs.

Texas hail & wind

The right roof, wind, and hail coverage so a North Texas storm doesn't turn into a financial disaster.

Water & service line

Optional add-ons for water backup, service lines, and equipment breakdown that standard policies skip.

Loss of use

If your home becomes uninhabitable, we cover the extra living expenses while it's being repaired.

Not sure what your current policy actually covers?

Our agency will review it line-by-line — completely free.

Review My Policy
Todd Campbell Agency shield
Meet the agency

Local Texas agency. Real home protection.

The Todd Campbell Agency has spent over 15 years helping Texas families protect what they've worked hardest for — their homes. We know the realities of insuring a home in Texas: hail, wind, water, climbing rebuild costs, and policies that quietly shrink at renewal.

When you work with our agency, you get a local team that shops multiple carriers, picks up the phone, walks you through your coverage in plain English, and is still here when it's time to file a claim — not a call center routing you to a stranger.

D Magazine "Best Insurance Agents in Dallas" 2012–2021
How It Works

Three simple steps to better home coverage

1

Tell us about your home

Share a few quick details — address, year built, square footage. Takes about 2 minutes.

2

We shop multiple carriers

Our agency compares quotes across multiple top-rated carriers and walks you through your coverage in plain English — no jargon, no surprises.

3

Bind & relax

Lock in your home policy with a local Texas agency that's still here for renewals, life changes, and claims when it actually matters.

Client Stories

Real Texas homeowners. Real reviews.

5.0★ average across 210+ reviews from clients across North Texas.

"Todd and his team are excellent! They are competitive and work hard to find policies and plans that fit my needs. Matthew Byrd was a great help specifically. Out of the blue called me to tell me he found a more affordable auto policy. I'm saving over $160 a month now! Todd and his team are wonderful!"

Shelby G.
Google Review · ★★★★★

"Very quick response. Extremely professional and polite. Completely knowledgeable and offered realistic options and suggestions. Provided a package swiftly and also beat my last quote in price. A 'Win-Win'!"

Dorian H.
Google Review · ★★★★★

"Dan was extremely helpful and flexible in providing my husband and I the information we needed for our first-time home insurance purchase. He was thorough in explaining every aspect of our quote to make sure we understood our coverage. Most importantly he got us the right premium."

Sigrid M.
Google Review · ★★★★★
Questions?

Frequently asked questions

Still have questions? Our team would love to answer them.

Secure your Texas home today

North Texas home rates and storm risk keep climbing. Lock in the right home insurance now — before your next renewal, or your next claim, catches you off guard.